Important Message
April 2021 COVID-19 TIER 5 Update: A few changes and still working by appointment only as safety and the health of our staff and customers is paramount. We appreciate your patience as we navigate this unprecedented time. Our customer care teams are hard at work to help you, but wait times are higher than normal. OUR SERVICE DEPT IS FULLY OPEN. PLEASE STAY IN YOUR CAR UNTIL CALLED. NHS Workers Support 7 Days a week FOC Please Call. Free UK Delivery on all Cars & Van's within 200 miles. Build Your Deal Online Apply For Finance Online. "WE ARE STILL LENDING" Fully Automated Online Service Our Phones Are Manned 7 Days a week. Test Drives are suspended and have been replaced with a NO QUESTIONS ASKED 14 DAY MONEY BACK GUARANTEE Stay Safe and Please Keep an Eye on your Elderly Neighbours

Invest In DrivePay UK

Why Invest in Drivepay™?

We are a true mobility company we do everything from vehicle to finance.

Drivepay™ is one of the leading used vehicles retailer's in the United Kingdom with a primary focus on the sale and financing of used vehicles and related products to the subprime market. Drivepay™ is a privately held company that operates a fully integrated business model. Through our branded dealerships, we provide our customers with a comprehensive end-to- end solution for their automotive needs, including the sale and financing of their vehicle.

Why Drivepay™?

We focus on giving our customers the ability to acquire used vehicles through six key activities:

  • Vehicle acquisition

    We acquire stock primarily from new & used vehicle dealerships closed auctions and rental partners. Our nationwide vehicle selection strategy utilizes a centralized process and employs a team of our own buyers purchasing vehicles from all over the United Kingdom.

  • Vehicle reconditioning and distribution

    Subsequent to acquisition, vehicles are transported to one of our reconditioning centres, where we recondition the vehicles and carry out an AA inspection on every vehicle to check it meets the required high standards. Vehicles that fail this inspection are sent to auction and disposed of.

  • Recalls

    Drivepay™ is not able to make safety recall repairs, so vehicles may be subject to open recalls where we will carry out these checks prior to sale. Visit for more information about recalls.

  • Vehicle sales

    We focus on selling used vehicles with affordable payments through our extensive network of company- owned & Franchise dealerships. Our dealerships maintain a wide selection of used cars, Van's and SUV's with vehicle ages generally ranging from one to ten years old.

  • Underwriting and finance

    Using information provided as part of the credit application process, our centralized credit scoring system determines a customer's credit score and the corresponding minimum down payment and maximum instalment payment. We monitor the performance of our portfolio and close rates on a real- time basis, allowing us to centrally adjust pricing and financing terms to balance sales volumes and loan performance.

  • Loan servicing

    Through Universal Car Credit Ltd, we perform all servicing functions for our loan portfolio, from collections through to the resale of repossessed vehicles. Our collections are centralized into two regional collection facilities and our collections teams use sophisticated systems in our collection strategy.

  • After sale support

    As a part of our commitment to supporting our customers even after they purchase a vehicle, we provide a 30 day Exchange Plan. A Drivetrain Warranty for the period of the loan and we offer Free MOT For Life with every car. You also have the option to purchase up to a 5 Year / 100,000 Mile Vehicle warranty. Other products may be purchased separately at time of sale. See individual branch for details.

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